.calc-breadcrumb ol{list-style:none;padding:0;margin:0 0 10px;display:flex;flex-wrap:wrap;align-items:center;gap:6px;font-size:13px}.calc-breadcrumb li{display:flex;align-items:center;gap:6px;margin:0;margin-left:0!important}.calc-breadcrumb a{color:#2d6a9f;text-decoration:none}.calc-breadcrumb a:hover{text-decoration:underline}.calc-breadcrumb span{color:#9ca3af}.calc-breadcrumb span.current{color:#374151;font-weight:500}.calc-page-title{font-size:1.875rem!important;font-weight:800;color:#111827;line-height:1.2;margin:0 0 8px!important}.calc-page-desc{font-size:1rem;color:#6b7280;margin:0 0 36px}.calc-main{max-width:1200px;margin:0 auto;padding:28px 24px 56px}.calc-tool{display:grid;grid-template-columns:340px 1fr;grid-template-rows:1fr;gap:16px;margin-bottom:40px}@media(max-width:860px){.calc-tool{grid-template-columns:1fr}}.calc-form-panel{background:#f9fafb;padding:20px 22px;border-radius:0;border:1px solid #e5e7eb;display:flex;flex-direction:column;gap:14px}.calc-form-title{font-size:1rem;font-weight:800;color:#111827;margin:0 0 4px}.calc-field{display:flex;flex-direction:column;gap:6px}.calc-label{font-size:13px;color:#374151;font-weight:500;display:flex;align-items:center;gap:6px}.tip-wrap{position:relative;display:inline-flex;align-items:center;flex-shrink:0}.tip-icon{display:inline-flex;align-items:center;justify-content:center;width:15px;height:15px;border-radius:50%;border:1.5px solid #9ca3af;background:transparent;color:#9ca3af;font-size:9px;font-weight:700;font-style:normal;line-height:1;cursor:default;user-select:none;flex-shrink:0;transition:border-color .15s,color .15s}.tip-wrap:hover .tip-icon{border-color:#2d6a9f;color:#2d6a9f}.tip-box{position:absolute;left:50%;bottom:calc(100% + 8px);transform:translate(-50%);width:220px;background:#1a3a5c;color:#fff;font-size:12px;font-weight:400;line-height:1.5;padding:9px 12px;border-radius:6px;box-shadow:0 4px 16px #0000002e;pointer-events:none;opacity:0;visibility:hidden;transition:opacity .15s,visibility .15s;z-index:50;white-space:normal;text-align:left}.tip-box:after{content:"";position:absolute;top:100%;left:50%;transform:translate(-50%);border:5px solid transparent;border-top-color:#1a3a5c}.tip-wrap:hover .tip-box,.tip-wrap:focus-within .tip-box{opacity:1;visibility:visible}.calc-field:first-child .tip-box,.calc-field:nth-child(2) .tip-box{top:calc(100% + 8px);bottom:auto;left:50%;transform:translate(-50%)}.calc-field:first-child .tip-box:after,.calc-field:nth-child(2) .tip-box:after{top:auto;bottom:100%;left:50%;transform:translate(-50%);border-top-color:transparent;border-bottom-color:#1a3a5c}.calc-input-wrap{display:flex;align-items:center;background:#fff;border:1px solid #d1d5db;border-radius:4px;overflow:visible;transition:border-color .15s,box-shadow .15s}.calc-input-wrap:focus-within{border-color:#2d6a9f;box-shadow:0 0 0 3px #2d6a9f1f}.calc-unit{padding:0 12px;font-size:14px;color:#6b7280;background:#f9fafb;height:42px;display:flex;align-items:center;white-space:nowrap;border-right:1px solid #e5e7eb;flex-shrink:0}.calc-unit.right{border-right:none;border-left:1px solid #e5e7eb}.calc-input{flex:1;border:none;outline:none;background:transparent;padding:0 12px;height:42px;font-size:15px;font-weight:400;color:#374151;font-family:Arial,sans-serif;min-width:0}.calc-select-wrap{position:relative;background:#fff;border:1px solid #d1d5db;border-radius:4px;transition:border-color .15s}.calc-select-wrap:focus-within{border-color:#2d6a9f;box-shadow:0 0 0 3px #2d6a9f1f}.calc-select{width:100%;border:none;outline:none;appearance:none;-webkit-appearance:none;background:transparent;padding:0 36px 0 12px;height:42px;font-size:15px;font-weight:400;color:#374151;font-family:Arial,sans-serif;cursor:pointer}.calc-select-arrow{position:absolute;right:12px;top:50%;transform:translateY(-50%);font-size:10px;color:#6b7280;pointer-events:none}.calc-dd{position:relative;flex-shrink:0;border-left:1px solid #d1d5db}.calc-dd-btn{display:flex;align-items:center;gap:6px;height:42px;padding:0 10px 0 12px;border:none;background:transparent;cursor:pointer;font-family:Arial,sans-serif;font-size:13px;font-weight:700;color:#1a3a5c;white-space:nowrap;min-width:82px;transition:background .12s}.calc-dd-btn:hover{background:#f0f5fa}.calc-dd.open .calc-dd-btn{background:#e8f0f8}.calc-dd-chevron{font-size:9px;color:#2d6a9f;transition:transform .2s;line-height:1;margin-left:auto}.calc-dd.open .calc-dd-chevron{transform:rotate(180deg)}.calc-dd-list{display:none;position:absolute;top:calc(100% + 4px);right:0;background:#fff;border:1px solid #d1d5db;border-radius:6px;box-shadow:0 8px 24px #0000001f;list-style:none;margin:0;padding:4px 0;z-index:200;min-width:120%;overflow:hidden}.calc-dd.open .calc-dd-list{display:block}.calc-dd-opt{list-style:none;padding:10px 16px;font-size:13px;font-weight:500;color:#374151;cursor:pointer;white-space:nowrap;transition:background .1s}.calc-dd-opt:hover{background:#f3f4f6}.calc-dd-opt.active{background:#f0f5fa;color:#1a3a5c;font-weight:700}.calc-toggle-group{display:flex}.calc-toggle{flex:1;height:42px;border:1px solid #d1d5db;background:#fff;font-size:14px;font-weight:600;color:#374151;cursor:pointer;transition:background .15s,color .15s,border-color .15s;font-family:Arial,sans-serif}.calc-toggle:first-child{border-radius:4px 0 0 4px;border-right:none}.calc-toggle:last-child{border-radius:0 4px 4px 0}.calc-toggle.active{background:#1a3a5c;color:#fff;border-color:#1a3a5c}.calc-toggle:not(.active):hover{background:#f3f4f6}.calc-chart-panel{padding:20px 24px 16px;display:flex;flex-direction:column;gap:0;height:100%;box-sizing:border-box;background:#fff;border-radius:0;border:1px solid #e5e7eb;box-shadow:none}.calc-chart-header{text-align:center;margin-bottom:12px}.calc-chart-label{font-size:16px;color:#6b7280;margin:0 0 2px;font-weight:500}.calc-chart-total{font-size:2rem;font-weight:900;color:#1a3a5c;margin:0;letter-spacing:-.02em;line-height:1}.calc-chart-area{flex:1;position:relative;min-height:0}.calc-chart-legend{display:flex;justify-content:center;gap:20px;margin-top:10px;font-size:12px;color:#374151}.calc-legend-item{display:flex;align-items:center;gap:7px}.calc-legend-swatch{width:14px;height:14px;border-radius:3px;display:inline-block;flex-shrink:0}.calc-legend-swatch.principal{background:#2d6a9f59;border:1.5px solid rgba(45,106,159,.6)}.calc-legend-swatch.juros{background:#facc1566;border:2px solid #eab308}.calc-table-section{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:28px;margin-bottom:32px}.calc-section-title{font-size:1.05rem;font-weight:700;color:#111827;margin:0 0 20px}.calc-table-scroll{overflow-x:auto}.calc-table{width:100%;border-collapse:collapse;font-size:14px}.calc-table th{background:#f9fafb;padding:10px 16px;text-align:right;font-size:12px;font-weight:700;color:#6b7280;text-transform:uppercase;letter-spacing:.04em;white-space:nowrap;border-bottom:1px solid #e5e7eb}.calc-table th:first-child{text-align:center}.calc-table td{padding:11px 16px;text-align:right;color:#374151;border-bottom:1px solid #f3f4f6;font-size:14px;white-space:nowrap}.calc-table td:first-child{text-align:center;color:#9ca3af;font-weight:600}.calc-table tbody tr:hover{background:#f9fafb}.calc-table tr.highlight td{background:#eff6ff;color:#1a3a5c;font-weight:700;border-bottom:none}.calc-table tr.highlight td:first-child{color:#1a3a5c}.calc-article h2{font-size:1.5rem;font-weight:700;color:#111827;margin:40px 0 12px;line-height:1.3}.calc-article h3{font-size:1.1rem;font-weight:700;color:#111827;margin:28px 0 8px;line-height:1.4}.calc-article p{font-size:1rem;color:#374151;line-height:1.75;margin-bottom:16px}.calc-article strong{color:#111827;font-weight:700}.calc-formula-block{background:#f9fafb;border-left:3px solid #2d6a9f;border-radius:0 6px 6px 0;padding:14px 18px;margin-bottom:16px}.calc-formula-block code{font-family:Courier New,monospace;font-size:15px;font-weight:700;color:#1a3a5c;background:none;padding:0}.calc-formula-vars{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:6px 16px;font-size:13px;color:#4b5563}.calc-formula-vars strong{color:#1a3a5c}#calc-tooltip{position:absolute;pointer-events:none;opacity:0;transition:opacity .15s;background:#fff;border:1px solid #e2e8f0;border-radius:8px;box-shadow:0 4px 20px #0000001a;padding:12px 14px;min-width:210px;z-index:20;font-family:Arial,sans-serif}.ct-title{font-size:12px;color:#6b7280;font-weight:500;margin-bottom:8px}.ct-row{display:flex;justify-content:space-between;align-items:center;gap:16px;font-size:13px;color:#374151;padding:3px 0}.ct-row span:first-child{display:flex;align-items:center;gap:7px;white-space:nowrap}.ct-row span:last-child{font-variant-numeric:tabular-nums;white-space:nowrap}.ct-bold{font-weight:700;color:#111827;font-size:14px;border-bottom:1px solid #f3f4f6;padding-bottom:8px;margin-bottom:4px}.ct-dash{display:inline-block;width:14px;height:2.5px;border-radius:2px;flex-shrink:0}@media(max-width:768px){.calc-main{padding:20px 16px 48px}.calc-chart-total{font-size:1.6rem}.calc-chart-area{min-height:180px}.calc-table-section{padding:20px 16px}}